What must Mrs. Kelly do to enroll in a Medicare Advantage plan?

What must Mrs. Kelly do to enroll in a Medicare Advantage plan?

• A. She must only enroll in Part A.
• B. She must enroll in Part B as well.
• C. She needs to sign up for a Medigap policy first.
• D. She can enroll in Medicare Advantage without enrolling in Part B.

Answer: (B)

To enroll in a Medicare Advantage plan, Mrs. Kelly must enroll in both Medicare Part A and Part B. This is crucial because Medicare Advantage plans, also known as Medicare Part C, are designed to provide all the benefits of Original Medicare (Part A and Part B) while often including additional benefits such as vision, dental, or wellness services. Without Part B coverage, she would not be eligible to enroll in a Medicare Advantage plan, as these plans require that beneficiaries have both parts to ensure full coverage. The option stating that she only needs to enroll in Part A is not correct because enrollment in Part B is also a requirement. The suggestion that she needs to sign up for a Medigap policy first is also inaccurate; Medigap policies are supplementary insurance that works alongside Original Medicare, and they are not a prerequisite for Medicare Advantage enrollment. Lastly, the option indicating she could enroll in Medicare Advantage without Part B is incorrect, as it directly contradicts the requirement that both Part A and Part B must be active for eligibility in a Medicare Advantage plan.

To enroll in a Medicare Advantage plan, Mrs. Kelly must enroll in both Medicare Part A and Part B. This is crucial because Medicare Advantage plans, also known as Medicare Part C, are designed to provide all the benefits of Original Medicare (Part A and Part B) while often including additional benefits such as vision, dental, or wellness services. Without Part B coverage, she would not be eligible to enroll in a Medicare Advantage plan, as these plans require that beneficiaries have both parts to ensure full coverage.

The option stating that she only needs to enroll in Part A is not correct because enrollment in Part B is also a requirement. The suggestion that she needs to sign up for a Medigap policy first is also inaccurate; Medigap policies are supplementary insurance that works alongside Original Medicare, and they are not a prerequisite for Medicare Advantage enrollment. Lastly, the option indicating she could enroll in Medicare Advantage without Part B is incorrect, as it directly contradicts the requirement that both Part A and Part B must be active for eligibility in a Medicare Advantage plan.